Live from Riyadh — KSA 2026
Real-World Asset Infrastructure

The infrastructure layer
powering Saudi Arabia's
digital ownership economy.

JOMIRA Technologies is not a marketplace. We are the compliance-native, API-first infrastructure cloud that every regulated tokenized asset platform in the GCC is built upon.

Explore Platform The Opportunity
$16T
RWA Market by 2030
$4T
GCC Real Estate
41×
RWA Growth in 2 Years
The National Mandate

Saudi Arabia has built the world's most advanced sovereign tokenization rails.

The Kingdom has invested decisively in the base infrastructure for compliant digital ownership: a blockchain-connected property registry, national digital identity, government payment rails, and regulatory sandboxes. The rails are live. The middleware connecting them to market is missing.

"Every tokenized platform today rebuilds the same stack from scratch. JOMIRA ends that duplication."

Ministry of Justice
RER Blockchain
Sovereign real estate registry connected to a state-sanctioned blockchain. Immutable title verification at national scale.
Live
National Info Center
Nafath Identity
Government-grade KYC for every Saudi citizen and resident. The expected baseline for any regulated platform.
Live
Saudi Payments
Sadad & Mada
National payment rails connecting digital commerce directly to licensed Saudi banking infrastructure.
Live
Ministry of Interior
Yakeen Registry
Real-time civil registration verification enabling authoritative investor eligibility confirmation against government records.
Live
The Infrastructure Gap

Government built the base. Market built the apps.
The middleware is missing.

Every platform in Saudi Arabia rebuilds the same compliance engine, token lifecycle, and national API integrations — independently. JOMIRA is the layer that eliminates this duplication.

Government Provides ✓
RER Blockchain Registry
Nafath Digital Identity
Sadad / Mada Payments
Yakeen Civil Records
Regulatory Framework
Aamal Property Platform
↕
JOMIRA
↕
Missing — JOMIRA Fills This
Compliance Engine
Token Lifecycle (ERC-3643)
Smart Contract Infrastructure
Custody Orchestration
Settlement (DvP)
Cap Table Management
Transfer Restrictions
Corporate Actions
Secondary Trading Infra
Regulatory Reporting
JOMIRA One Platform

Eight modular capabilities.
One infrastructure standard.

API-first, compliance-native, designed for rapid enterprise integration. Adopt individual modules or deploy the complete stack.

01
🔐
Identity & KYC
Nafath + Yakeen orchestration with continuous AML monitoring.
02
⚖️
Compliance Engine
Programmable transfer restrictions and regulatory rule enforcement.
03
🏗️
Token Factory
ERC-3643 and ERC-1400 institutional-grade token issuance engine.
04
🔒
Custody Integration
Multi-custodian API abstraction with multi-sig governance architecture.
05
⚡
Settlement Orchestration
DvP atomic settlement via Sadad/Mada national payment rails.
06
📈
Trading Infrastructure
Compliant secondary market smart contracts for licensed exchanges.
07
🏛️
Governance & Corporate Actions
On-chain voting, automated distributions, cap table management.
08
📋
Regulatory Reporting
Automated CMA, REGA, and SAMA compliance filings and audit trails.
Architecture

Three layers. One seamless stack.

JOMIRA sits at the middleware layer — connecting Saudi Arabia's sovereign infrastructure to market-facing platforms through a single, unified API.

Market Layer
Developer API
JOMIRA One
National Rails
Custody
Settlement
Platforms & Apps
PropTech Platforms Banks & REITs Fund Managers Family Offices Government Initiatives
JOMIRA SDK
REST API TypeScript SDK Python SDK Webhooks Sandbox Environment
JOMIRA One Core
Identity Compliance Token Factory Smart Contracts Governance Reporting
Saudi National Rails
RER Blockchain Nafath Yakeen Aamal
Custody Layer
Licensed Custodians Multi-sig Architecture Cold Storage
Settlement Rails
Sadad Mada DvP Protocol Saudi Banking Network
Regulatory Strategy

Regulated by design.
Not by accommodation.

JOMIRA's compliance architecture is built from the ground up for Saudi Arabia's regulatory framework — not adapted from a foreign standard. This is a structural advantage no global competitor can replicate quickly.

CMA
Capital Market Authority
Primary regulator for securities offerings, digital assets, and investment products. JOMIRA's Compliance Engine is pre-configured to CMA transfer restriction and investor eligibility rules.
FinTech ExPermit sandbox application
Digital securities rule library pre-configured
Investor accreditation verification module
Automated CMA compliance filings
Engagement timeline: 2026
REGA
Real Estate General Authority
Regulates real estate activities and PropTech operations. JOMIRA is preparing its PropTech regulatory sandbox participation application aligned to REGA's published technology guidelines.
PropTech regulatory sandbox participation
RER blockchain integration certification
Aamal platform API integration
REGA-specific disclosure templates
Engagement timeline: 2026
SAMA
Saudi Central Bank
Oversees banking, payments, and AML supervision. JOMIRA's Sadad and Mada integrations comply with SAMA's published technical standards for third-party payment providers.
Open Banking framework compliance
Sadad/Mada payment integration certified
AML/CTF reporting architecture
Suspicious Activity Report automation
Engagement timeline: 2026
Competitive Positioning

We don't compete
with platforms. We power them.

⚡
Saudi PropTech platforms — Madak, Jozo, Ghanem and their peers — are JOMIRA's potential customers, not competitors. We operate at the infrastructure layer below them, exactly as AWS powers online businesses without competing with them.
Company Category Geography vs. JOMIRA
Madak / Jozo / Ghanem Investor Marketplace Saudi Arabia Potential customers — they need our infrastructure
Tokeny (ERC-3643 inventor) Token Infrastructure Luxembourg / Europe No Saudi national integrations; no GCC regulatory relationships
Securitize Token Infrastructure USA US regulatory framework; no GCC presence; no Saudi compliance
SettleMint Enterprise Blockchain Belgium / Global Generic blockchain platform; not purpose-built for RWA compliance
Fireblocks Digital Asset Custody USA / Global Custody infrastructure only; not a compliance or issuance platform
JOMIRA Technologies RWA Infrastructure Saudi Arabia / GCC Saudi-native, compliance-first, ERC-3643, full national API integration
Business Model

B2B infrastructure SaaS.
Six recurring revenue streams.

Unlike marketplace platforms that earn per transaction, JOMIRA earns on every transaction across every platform built on our stack — and revenue scales as the ecosystem grows.

01
Platform Subscription
Recurring SaaS
Annual enterprise licences tiered by assets under management. Starter ($0–50M AUM) through Government tier. Highest-margin, most predictable revenue.
Gross Margin 70–80%
02
Token Issuance Fees
Per-Issuance
One-time fee per tokenized asset originated through the Token Factory. Covers smart contract deployment, compliance configuration, and registry setup.
Gross Margin 60–70%
03
API Call Revenue
Usage-Based
Per-call charges for compliance checks, KYC verifications, AML screenings, and settlement confirmations. Super-linear growth with ecosystem scale.
Gross Margin 75–85%
04
Compliance-as-a-Service
Recurring SaaS
Standalone compliance engine for banks, custodians, and exchanges that need institutional-grade regulatory logic without the full JOMIRA stack.
Gross Margin 65–75%
05
White Label Licensing
Enterprise
Full source code licensing for government agencies and Tier-1 financial institutions deploying JOMIRA under their own brand. Highest per-customer revenue.
Gross Margin 40–55%
06
Professional Services
Engagement
Integration services, regulatory consultation, and enterprise onboarding. Creates deep customer relationships accelerating long-term subscription revenue.
Gross Margin 35–50%
Five-Year Roadmap

From foundation to
GCC infrastructure standard.

H1 2026 — Phase 1: Foundation
Platform Build & Regulatory Entry
Core API and national integrations complete
CMA FinTech ExPermit application submitted
REGA PropTech sandbox application submitted
Anchor PropTech partnership signed
Security architecture audit complete
MISA ministerial engagement initiated
H2 2026 – H1 2027 — Phase 2: Launch
Commercial Launch & First Customers
JOMIRA One General Availability
First tokenized real estate asset on platform
Sadad / Mada settlement integration live
First ten paying enterprise customers
Developer Cloud public launch
Custody partner agreement active
H2 2027 – 2028 — Phase 3: Scale
Saudi Market Leadership
SAR 10M+ Annual Recurring Revenue
30+ active enterprise customers
Secondary trading infrastructure live
White label government mandate secured
Series A capital raise
Third-party developer ecosystem launched
2029 – 2030 — Phase 4: Expansion
GCC Expansion & Multi-Asset
UAE, Qatar, Bahrain, Kuwait, Oman launch
Sukuk tokenization module
Private equity and infrastructure funds
Carbon credit tokenization
100+ enterprise customers across GCC
Global institutional investor connectivity
The Investment Opportunity

Saudi Arabia has built the rails.
JOMIRA is the engine.

We are raising strategic capital to complete platform development, achieve regulatory sandbox participation, and establish JOMIRA as the de facto infrastructure standard for Saudi Arabia's digital ownership economy. The window to establish the infrastructure standard is open today.

Request Investor Briefing Partnership Enquiry